--- product_id: 355910084 title: "Budget Planner - Budget Book with Bill Organizer and Expense Tracker" brand: "poluma" price: "172 kr" currency: NOK in_stock: true url: https://www.desertcart.no/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker store_origin: NO region: Norway --- # 12-month undated planner Detailed monthly budget & expense tracking 360° lay-flat twin-wire binding Budget Planner - Budget Book with Bill Organizer and Expense Tracker **Brand:** poluma **Price:** 172 kr **Availability:** ✅ In Stock ## Summary > 💼 Own Your Financial Future with Style & Strategy ## Quick Answers - **What is this?** Budget Planner - Budget Book with Bill Organizer and Expense Tracker by poluma - **How much does it cost?** 172 kr with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.no](https://www.desertcart.no/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker) ## Best For - poluma enthusiasts ## Why This Product - Trusted poluma brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - • **Organize Like a Pro:** Elastic closure and inner pocket keep your bills, cards, and notes secure—because your budget deserves first-class treatment. - • **Built to Last & Impress:** Premium thick archival-quality paper protects your notes and eyes, ensuring your planner stays pristine through the year. - • **Start Anytime, Plan All Year:** Undated 12-month layout lets you jump in whenever you’re ready—no wasted pages, just pure financial focus. - • **Transform Your Financial Future:** Designed to help you cut bad spending habits and boost savings, this planner is your personal CFO in book form. - • **Track Every Dollar with Precision:** Comprehensive monthly pages for budgeting, expense tracking, reviews, and goal setting to sharpen your money habits. ## Overview The Poluma Budget Planner is a sleek, undated 12-month finance organizer designed for professionals who want to master their money. Featuring 132 premium pages with monthly budgeting, expense tracking, savings and debt monitoring, plus a durable twin-wire binding and elastic closure, it offers a practical yet elegant solution to financial management. Compact at 6.1 x 8.25 inches, it’s perfect for on-the-go planning and long-term financial transformation. ## Description You can flip this monthly budget planner 360° easily. You can put some small cards or post-it notes to prevent you from forgetting something important. It can keep this budget book planner from falling off when not in use. ## Features - MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing. - MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well. - UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use. - EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it. - Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes. ## Technical Specifications | Specification | Value | |---------------|-------| | Asin | B096VFDZSH | | Best Sellers Rank | #18,735 in Office Products (See Top 100 in Office Products) #815 in Planners (Office Products) | | Binding | Unknown Binding | | Brand Name | Poluma | | Calendar Type | Non Dated | | Color | Black | | Cover Material | Paper | | Customer Reviews | 4.6 4.6 out of 5 stars (2,635) 4.6 out of 5 stars | | Format | Organizer | | Item Dimensions L X W | 8.25"L x 6.1"W | | Item Dimensions L X W X Thickness | 8.25"L x 6.1"W x 0.63"Th | | Item Weight | 0.32 kg | | Manufacturer | Poluma | | Material | Paper | | Model Number | PUA5HSWZXQJZB | | Model Year | 2017 | | Number Of Items | 1 | | Number Of Packs | 1 | | Pages | 132 pages | | Paper Dimensions | 6.1 x 8.25 inches | | Paper Size | 6.1 x 8.25 inches | | Part Number | PUA5HSWZXQJZB | | Recommended Uses For Product | Budgeting | | Ruling Type | ruled | | Special Features | Elastic Closure | | Target Audience | Adult | | Unit Count | 1 Count | ## Product Details - **Brand:** Poluma - **Calendar Type:** Non Dated - **Color:** Black - **Cover Material:** Paper - **Format:** Organizer - **Item Weight:** 0.32 kg - **Material:** Paper - **Sheet Size:** 6.1 x 8.25 inches - **Target Audience:** Adult - **Year:** 2017 ## Images ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg) ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker - Image 2](https://m.media-amazon.com/images/I/91vHw3nY4NL.jpg) ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker - Image 3](https://m.media-amazon.com/images/I/A1M1scAJqrL.jpg) ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker - Image 4](https://m.media-amazon.com/images/I/A1Vs+LHvd0L.jpg) ![Budget Planner - Budget Book with Bill Organizer and Expense Tracker - Image 5](https://m.media-amazon.com/images/I/91amFikqwDL.jpg) ## Available Options This product comes in different **Color, Size** options. ## Questions & Answers **Q: is there a christmas section?** A: No, there’s not. ## Frequently Bought Together - Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - SKYDUE Budget Binder, Money Saving Binder with Zipper Envelopes, Cash Envelopes and Expense Budget Sheets for Budgeting --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.no/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker](https://www.desertcart.no/products/355910084-budget-planner-budget-book-with-bill-organizer-and-expense-tracker) --- *Product available on Desertcart Norway* *Store origin: NO* *Last updated: 2026-10-21*